1800-1881 mn

Loan services

1.    For salary loan, could the co-debtor be a friend or colleague?

  • No. Family member is a must.

2.    My spouse have a loan and I am the co-debtor? Can I get a loan in my name?

  • Getting loan again is fine as long as your household income covers loan repayment (the loan is to be allowed based on survey)

3.    Much commission is charged for allowing salary loan?

  • 1%. Commission for loan allowance

4.    Can a private business operator is eligible to get housing loan? It seems social insurance is needed.

  • Yes. Bring documents certifying your income as well as other required documents, and have a survey conducted.

5.   I have opened a Child’s deposit account for the child’s 20,000 MNTs grant. Transfer is checked with the use of Internet bank. Can I get a online loan with this deposit secured?

  • Regardless of the deposit product, online loan is allowed for the deposit with one year term or less. To get online loan, go visit the nearest branch or subbranch and enter into a negotiation agreement. By doing this, you will be entitled to get online loan.

6.    Can I get leasing loan while I am on salary loan?

  • Leasing loan is allowable as long as your household income adequately covers the household use and repaying the loan. (the loan is allowable based on survey)

 7.    I have a mortgage loan at different bank and can I transfer that loan to the State bank?

  • No. It is must that you close that loan and get the State abnk to study your loan.

8.    The organization I work for distributes my salary via other bank. I want to choose your company and get a salary loan? Possible?

  • No. The salary loan is allowable to the contracted organization’s employees.

9.    Can I buy a presently moving car under lease terms?

  • No. It is must that the seller is an individual or company having mutual contract with the bank, and lease is allowable to the new cars or cars have not been in traffic since passing the customs.

10.    Is loan allowable via deposit service money?

  • Usually no. But loan is allowable to the some deposit services financed by Social Insurance.

 

1.    For salary loan, could the co-debtor be a friend or colleague?

  • No. Family member is a must.

2.    My spouse have a loan and I am the co-debtor? Can I get a loan in my name?

  • Getting loan again is fine as long as your household income covers loan repayment (the loan is to be allowed based on survey)

3.    Much commission is charged for allowing salary loan?

  • 1%. Commission for loan allowance

4.    Can a private business operator is eligible to get housing loan? It seems social insurance is needed.

  • Yes. Bring documents certifying your income as well as other required documents, and have a survey conducted.

5.   I have opened a Child’s deposit account for the child’s 20,000 MNTs grant. Transfer is checked with the use of Internet bank. Can I get a online loan with this deposit secured?

  • Regardless of the deposit product, online loan is allowed for the deposit with one year term or less. To get online loan, go visit the nearest branch or subbranch and enter into a negotiation agreement. By doing this, you will be entitled to get online loan.

6.    Can I get leasing loan while I am on salary loan?

  • Leasing loan is allowable as long as your household income adequately covers the household use and repaying the loan. (the loan is allowable based on survey)

 7.    I have a mortgage loan at different bank and can I transfer that loan to the State bank?

  • No. It is must that you close that loan and get the State abnk to study your loan.

8.    The organization I work for distributes my salary via other bank. I want to choose your company and get a salary loan? Possible?

  • No. The salary loan is allowable to the contracted organization’s employees.

9.    Can I buy a presently moving car under lease terms?

  • No. It is must that the seller is an individual or company having mutual contract with the bank, and lease is allowable to the new cars or cars have not been in traffic since passing the customs.

10.    Is loan allowable via deposit service money?

  • Usually no. But loan is allowable to the some deposit services financed by Social Insurance.
  •  

1.    For salary loan, could the co-debtor be a friend or colleague?

  • No. Family member is a must.

2.    My spouse have a loan and I am the co-debtor? Can I get a loan in my name?

  • Getting loan again is fine as long as your household income covers loan repayment (the loan is to be allowed based on survey)

3.    Much commission is charged for allowing salary loan?

  • 1%. Commission for loan allowance

4.    Can a private business operator is eligible to get housing loan? It seems social insurance is needed.

  • Yes. Bring documents certifying your income as well as other required documents, and have a survey conducted.

5.   I have opened a Child’s deposit account for the child’s 20,000 MNTs grant. Transfer is checked with the use of Internet bank. Can I get a online loan with this deposit secured?

  • Regardless of the deposit product, online loan is allowed for the deposit with one year term or less. To get online loan, go visit the nearest branch or subbranch and enter into a negotiation agreement. By doing this, you will be entitled to get online loan.

6.    Can I get leasing loan while I am on salary loan?

  • Leasing loan is allowable as long as your household income adequately covers the household use and repaying the loan. (the loan is allowable based on survey)

 7.    I have a mortgage loan at different bank and can I transfer that loan to the State bank?

  • No. It is must that you close that loan and get the State abnk to study your loan.

8.    The organization I work for distributes my salary via other bank. I want to choose your company and get a salary loan? Possible?

  • No. The salary loan is allowable to the contracted organization’s employees.

9.    Can I buy a presently moving car under lease terms?

  • No. It is must that the seller is an individual or company having mutual contract with the bank, and lease is allowable to the new cars or cars have not been in traffic since passing the customs.

10.    Is loan allowable via deposit service money?

  • Usually no. But loan is allowable to the some deposit services financed by Social Insurance.
  •  
For further information, please contact us at:
Customer information center: 1800-1881
Email address: contact@statebank.mn
Fax: 330595
 mn
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